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5 Tips to Dispute a Credit Card Charge

Phill · June 25, 2010 · Category : Credit Cards, Money Stuff

Credit Card Charge

An unrecognized or incorrect charge on the charge card statement could be alarming, but it’s often an easy task to release the flames.

  1. Identify incorrect charges.
  2. Contact the merchant directly when the charge amount is incorrect. Explain the problem and enquire of the merchant to improve it.
  3. Speak to your charge card company in the event the merchant is unable or unwilling to help you. Tell the loan card company you would like to dispute electric power charge on the account.
  4. Give your information on the bank card company over the telephone. Some companies will point you a form to complete, sign and return. These forms often require an explanation on the situation, along with copies of any receipts.
  5. Wait to know the resolution. Your credit card company is obligated to reply to you personally within four weeks of receiving your completed form.

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